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Terms of Service

Last Modified: 28 Mar 2024

When you use Willifi (the "Product") or any of its services (the "Services"), you are agreeing to the latest Terms of Service. Violation of any of these terms may, at our discretion, result in the termination of your account and the prohibition from use of Willifi and its Services in the future.

  1. Definitions

    1. "Company", "we" or "us" in any of our policies refers to Over It Inc.
    2. "Services" refers to our websites, applications, and produced Products by Willifi.
    3. "You", "your", "client", "clients", "user" or "users" refers to the people who own an account with one or more of Over It Inc.'s Services.
  2. Limited Licence and Use of the Service

    Subject to your compliance with these Terms of Service, Over It Inc. grants you a non-exclusive, non-transferable, revocable, limited licence to access and use Willifi for your sole personal, non-commercial purposes. This licence is for the sole purpose of enabling you to utilize and benefit from the services provided by Over It Inc. as intended and permitted by these Terms. You agree not to duplicate, copy, distribute, or create derivative works from any part of the service without express written permission from Over It Inc. Additionally, you agree not to use the service in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with these Terms, including, but not limited to hacking, data mining, or any other unauthorized access to or use of the service or its related systems and networks.

  3. Access to the Service

    Access to Willifi is granted on a subscription basis and requires you to create an account with us. You must provide accurate, current, and complete information during the registration process and keep your account information up to date. The responsibility for maintaining the confidentiality of your account credentials rests solely with you, and you are responsible for all activities that occur under your account. We reserve the right to monitor and control access to the service, and may, at our discretion, restrict access to the service for any reason. Reasons can include maintenance, security concerns, or violations of these Terms of Service. It is your responsibility to ensure the necessary hardware and software to access and utilize Willifi and its Services. In accessing Willifi, you agree to comply with all applicable laws and regulations and not to engage in any activity that disrupts, diminishes the quality of, interferes with performance of, or otherwise impairs the functionality of the service.

  4. Confidentiality

    While using Willifi, you may disclose or input confidential information, including personal data, financial information, and specifics of your testamentary intentions. Over It Inc. acknowledges the sensitive nature of such information and commits to maintaining the confidentiality of your data, subject to applicable laws and regulations. We will not use, disclose, or distribute your confidential information except as explicitly permitted under these Terms of Serivces or as required by law. We implement industry-standard security measures designed to protect your information from unauthorized access, alteration or destruction. You, in turn, agree to keep your login credentials confidential and not to share access to your account with any third party. This confidentiality clause shall survive the termination or expiration of these Terms of Service and your use of Willifi.

  5. Security and Access

    Willifi is committed to protecting the security of your personal information and the data you entrust to our Services. Willifi employes a combination of physical, administrative, and technical safeguards designed to preserve the integrity and security of your data. We continuously implement and update administrative, technical, and physical security measures to protect your information against unauthorized access, loss, destruction, or alteration. However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

  6. Legal Compliance

    As a user of Willifi, you agree to comply with all applicable laws, rules, and regulations in connection with your access to and use of the Service. This includes, but is not limited to, laws pertaining to copyright, data protection, privacy, and export control. Over It Inc. operates in compliance with applicable legal frameworks governing online services and data protection and expects the same from its users. You hereby represent and warrant that your use of Willifi will not violate any laws or regulations applicable to you, including those related to the creation, execution and storage of legal documents such as wills. In the event of any government request for information or legal process relating to your use of the service, Over It Inc. reserves the right to comply with such requests or processes as deemed necessary by applicable law. Your commitment to legal compliance helps ensure a secure and lawful environment for all users of Willifi.

  7. Managed Backups and Archiving

    Over It Inc. recognizes the critical importance of data integrity and resilience for our users, especially given the sensitive and significant nature of will documentation. To safeguard your information, we implement managed backups and archiving strategies designed to provide redundancy and ensure data recovery in the event of system failure, data corruption, or other unforeseen events. Our backup policy includes regular snapshots of our data, which are securely stored in geographically distributed locations to mitigate risks associated with physical data center failures. Users should be aware, however, that while we strive for comprehensive data protection, the responsibility for maintaining additional personal backups of their will and produced will documents also lies with the user to ensure an extra layer of security.

    Our archiving services are intended for long-term preservation of your data in compliance with applicable legal retention requirements. Over It Inc. will retain archived data for a period specified by relevant laws or for as long as your account remains active. Users have the right to request access to their archived data or inquire about our data retention policies by contacting our support team. It is our commitment to manage your backups and archival data with utmost care and in accordance with best practices for data security and privacy.

  8. Payment, Refunds, and Changes

    Payments for accessing Willifi and its Services are facilitated through a third-party payment processor to ensure secure for the platform. You can rest assured that your transactions and financial data will be solely processed on an industry standard online payment processor platform used by millions every day. By using Willifi, you agree to the payment terms as specified at the time of purchase and acknowledge that all transactions are processed through our payment processor, adhering to their terms and security protocols.

    Over It Inc. offers a refund policy that allows for refunds up until the point your will documents are produced and downloaded. This policy is designed to provide you with confidence in our service, recognizing the importance of satisfaction and security in the creation of such critical documents. Once your will documents have been generated and are available for download, the service is considered rendered, and no refunds will be issued beyond this point due to the nature of the product provided.

    We reserve the right to modify the pricing of our services at any time. Any price changes will be communicated to you in advance through the email associated with your account or via an announcement on our website. Continued use of Willifi signifies your acceptance of the new pricing structure. We encourage users to review our payment and refund policies periodically to stay informed of any changes.

  9. Cancellation and Termination

    Users may cancel their service with Willifi at any time through their account settings or by contacting our customer support team directly. Upon cancellation, your account will remain active until the end of your current billing cycle, after which you will lose access to the paid features of the service. Please note that in the event of cancellation, any stored documents or data associated with your account may be permanently deleted after a grace period of 30 days, unless otherwise required by law for retention.

    Over It Inc. reserves the right to terminate or suspend your account and block future access to the services provided by Willifi at any time, without notice, in cases of violation of the Terms of Service, illegal or fraudulent use of the service, or behavior that is harmful to other users, third parties, or the operation integrity of the service. Upon termination for cause, Over It Inc. is not obligated to provide a refund or credit for any pre-paid services.

    It is important to understand that termination of the account, whether initiated by the user or by Over It Inc., may result in the irreversible loss of access to your account and all content contained within it. We advise users to ensure that all important documents and data are properly backed up or exported before initiating cancellation.

  10. Limitation of Liability

    Under no circumstances shall Over It Inc. or its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, damages for loss of profits, revenue, data, use, goodwill, or other intangible losses, arising out of or in connection with the use, or inability to use, Willifi, regardless of whether such damages were foreseeable and whether or not Willifi was advised of the possibility of such damages.

    Without limiting the generality of the foregoing, Willifi's aggregate liability to you or any third party in any circumstance is limited to the greater of (a) the amount you paid to Over It Inc. in the twelve months prior to the action giving rise to the liability, or (b) the full amount spent on Over It Inc. and its Services. This limitation of liability section applies to the fullest extent permitted by law in the applicable jurisdiction and shall survive any termination or expiration of your use of Willifi or these Terms of Service.

    It is expressly agreed that Over It Inc. liability for its own negligence or that of its employees, agents, or subcontractors, in connection with the services provided under these Terms of Service, shall not exceed the limitation of liability expressly set out in this section. This limitation of liability is a fundamental element of the basis of the bargain between you and Over It Inc. and shall apply to all claims of liability (e.g., warranty, tort, negligence, contract, law) and even if Over It Inc. Has been told of the possibility of any such damage, and even if these remedies fail their essential purpose.

  11. Disclaimer of Warranties

    Over It Inc. Provides Willifi and its associated services on an 'as-is' and 'as available' basis, making no representations or warranties of any kind, express or implied, as to the operation of the service or the information, content, materials, or products included on the service. To the fullest extent permissible by applicable law, Over It Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

    Over It Inc. does not warrant that Willifi, its servers, or emails sent from the service are free of viruses or other harmful components. Nor does Over It Inc. guarantee the continuous, uninterrupted, and error-free operation of its service, nor that all communication between you and Over It Inc., or between you and other users, will be secure from access or interference by third parties.

    Over It Inc does not warrant or make any representations regarding the use or the results of the use or the results of the use of the service in terms of its correctness, accuracy, reliability, or otherwise. You (and not Over It Inc) assume the entire cost of all necessary servicing, repair, or correction in the event of any loss or damage arising from the use of the service or its content. This disclaimer of warranties constitutes an essential part of these Terms of Service. Some jurisdictions do not allow exclusions of certain warranties, so some of these exclusions may not apply to you and you may have additional rights.

  12. Indemnification

    You agree to the indemnify, defend, and hold harmless Over It Inc., its officers, directors, employees, agents, licensors, suppliers, and any third-party providers to the service from and against all losses, expenses, damages, and costs, including reasonable legal fees, resulting from any violation of these Terms of Service or any activity related to your account( including negligent or wrongful conduct) by you or any other person accessing the service using your account.

    This indemnification obligation will include, but is not limited to, any liability or expense arising from claims, losses, damages, suits, judgements, litigation costs, and attorney's fees resulting from your use of Willifi, your violation of the law, your infringement of the rights of a third party, or any other use of the service under your account. You also agree to indemnify and hold Over It Inc. harmless from any claims that the documents created or edited through Willifi do not legally express your wishes or are not legally binding due to reasons attributable to you.

    Over It Inc. reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Over It Inc. in asserting any available defenses. This indemnification section shall survive the termination of the expiration of your use of Willifi and these Terms of Service.

  13. Misc

    This Terms of Service agreement constitutes the entire agreement between you and Over It Inc. Concerning your use of Willifi and supersedes any prior agreements. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provision of these Terms, which shall remain in full force and effect.

    No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Over It Inc.'s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

    Over It Inc. Reserves the right to amend these Terms of Service at any time and without notice, and it is the user's responsibility to review these Terms for any changes. Your continued use of Willifi following any amendment of these Terms will signify your assent to and acceptance of its revised terms.

    You may not assign these Terms of Service without the prior written consent of Over It Inc., but Over It Inc. may assign or transfer these Terms, in whole or in part, without restriction. The section titles in these Terms are for convenience only and have no legal contractual effect.

    This agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Over It Inc. without restriction. Any attempted transfer or assignment in violation thereof shall null and void.

    Over It Inc. shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond Over It Inc.'s reasonable control, including, without limitation, mechanical, electronic, or communication failure or degradation.

    These Terms of Service and the relationship between you and Over It Inc. shall be governed by the laws applicable within Ontario, Canada without regard to its conflict of law provisions. You and Over It Inc. agree to submit to the personal and exclusive jurisdiction of the courts located within Ontario, Canada.

    Unless otherwise specified herein, all notices under these Terms of Service will be in writing and will be deemed to have been duly given when received, if personally delivered; when receipt is electronically confirmed, if transmitted by facsimile or email; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

    Over It Inc. may provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such notice on our website, as determined by Over It Inc. in our sole discretion. Over It Inc. reserves the right to determine the form and means of providing notifications to our users, provided that you may opt out of certain means of notifications as described in these Terms of Service.

    These Terms of Service, together with any amendments and any additional agreements you may enter into with Over It Inc. in connection with Willifi, shall constitute the entire agreement between you and Over It Inc. concerning Willifi.

  14. Contact

    You can contact the Willifi Support Team by sending an email to info@willifi.ca